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Insurance

Protect Everything You've Worked So Hard to Build

By bringing thousands of professionals together, members can access physiotherapy-specific insurance options, preferred rates, and exclusive group insurance plans.

Insurance is only part of protecting your career.

Members can also access insurance guidance, practical resources, and physiotherapy-specific support, with additional legal support available through CPA’s Professional Liability Insurance program.

Protect Your Career

Protect Your Practice

Protect Your Future

✓ Access to professional liability insurance designed specifically for physiotherapy professionals

✓ Legal support and guidance for eligible members

✓ Resources to help members prepare for and respond to insurance audits

✓ Access to business, cyber, health, dental, disability, and life insurance options

✓ Member home and auto insurance savings, plus access to travel insurance

Plus insurance options for different stages of your career, practice, and business.

Become a Member

Whether you’re starting your career, running a clinic, or planning for the future, your insurance needs can change over time.

Your membership gives you access to insurance options designed for different professional, business, and personal needs.

Professional Liability & Legal Protection

OPA members can purchase physiotherapy-specific Professional Liability Insurance through BMS, the exclusive insurance broker for the Canadian Physiotherapy Association (CPA). Members insured through the program also have access to eligible legal guidance, claims resources, and insurance-audit support.

Insurance Options Include

Professional Liability
Business Professional Liability
Cyber Security & Privacy Liability
Employment Practices Liability
Health & Dental
Disability
Life
Home & Auto
Travel

PROVINCIAL & NATIONAL BENEFITS

Get Your 2027 OPA Membership

When you join OPA, you also become a member of the Canadian Physiotherapy Association (CPA), giving you access to both provincial and national benefits.

Become a Member

Discover more ways your professional association can help you build a better career, a stronger practice, and a better life.

How to Become a Member

Member Discounts

Specialty Divisions

Professional Development

Advocacy

Insurance

Internationally Educated Physiotherapists

Ready to build a better career and a stronger practice?

Join OPA today and start accessing the provincial and national benefits designed to support you throughout your career.

Join Today!